First grind the garlic, ginger and one chilli together into a coarse paste and keep aside. Wash and soak the rice for atleast 15 minutes.
Heat the cooker pan with oil, add the cashews and roast them till their color changes to golden brown. Remove them from oil and keep aside. Chop the veggies to 1 inch pieces.
Now to the same pan, add all the ingredients under "To Temper" in given order. When the fennel seeds starts to change its color, add the onion, ginger-garlic-chilli paste and the remaining two slit chillis. Saute until the onion color changes to golden brown.
Now add the veggies (Carrot, beans, peas), salt and saute for 1 minute. Add the milk, ¾ Cup of water and give a quick stir.
Finally add the rice, give a stir, close the lid and cook for 1 whistle or until the rice is done. Once the pressure totally subsides, open the lid, add the roasted cashews, a tsp of ghee and give a stir.
Serve hot with any spicy gravy.